Social Security Disability Benefits Pay Chart 2025

If you receive Social Security benefits, knowing when to expect your monthly payments can help you plan ahead. The Social Security Administration (SSA) schedules payments for retirement benefits, survivor benefits, and disability benefits on specific days of the month, which are determined by your birthdate and the program you’re enrolled in.

Keep reading to find out when Social Security beneficiaries can expect benefit payments and download a calendar with payment dates for 2025.

2025 Social Security COLA 

Each year, the SSA increases its benefits amount to keep pace with inflation. COLA adjustments are based on the Consumer Price Index, which measures changes in prices of everyday goods over time. For 2025, the benefit increase will be 2.5%.

The annual COLA amount fluctuates each year based on inflation and other economic factors, so next year’s COLA increase may be bigger or smaller.

Social Security pay chart

Due to the cost-of-living adjustment, the maximum payment amount for Supplemental Security Income (SSI) in 2025 will be $966, an increase from $943 in 2024. For Social Security Disability Insurance (SSDI), the maximum monthly payment amount in 2025 will be $3,917, up from $3,822 in 2024.

How much are my Social Security payments?

To view your new payment amount with the 2.5% COLA increase, log into your mySocial Security account. If you’re considering applying for disability benefits, use this calculator to estimate your monthly payment. Your exact payment amount depends on your work history and income. 

SSDI payment schedule

If you receive Social Security Disability Insurance (SSDI), your payment date is determined by your birthdate. You’ll receive your payment on either the second, third, or fourth Wednesday of each month, depending on when you were born. If you began receiving Social Security benefits before May 1997, or if you get both SSDI and Supplemental Security Income (SSI), your SSDI gets paid monthly on the 3rd and SSI benefits on the 1st. 

SSI payment schedule

If you receive Supplemental Security Income (SSI), your monthly benefits are paid on the first of each month. If the first falls on a weekend or federal holiday, SSI beneficiaries will receive payment on the preceding business day.

2025 Social Security payment schedule

Social Security payments for 2025 will be deposited into your bank account or mailed to you on the same day of the month as they were in 2024. For example, if you received an SSDI payment on the third Wednesday of each month in 2024, you’ll continue to receive payments on the same schedule in 2025.

Scroll to see how holidays and payment days line up for 2025:

Download the 2025 payment schedule

Save and print this calendar with the 2025 payment dates for retirees, survivors, and disability beneficiaries:

Get help applying for disability benefits

If applying for disability benefits is on your to-do list in 2025, Atticus can help. Take our 2-minute quiz to see if you qualify for benefits and speak with a team member about your disability claim. If you'd like, we can introduce you to a qualified disability lawyer who can help you navigate the disability application process.

Social Security disability pay chart: SSDI amounts by state (2024)

The SSA is a federal organization — so they calculate your SSDI amount with the same formula in every state. That said, because average salaries and hourly wages vary based on location, knowing what people are getting in your home state can help you get a feel for what to expect.

Social Security disability pay chart: SSI amounts by state (2024)

Where you live doesn’t directly affect the value of your SSI payments — only your income does — but average benefits do vary by state. Some states also adminsiter supplemental payments — which you can read more about here.

What should I do if my disability payment is late?

If your disability payment is late, what you should do depends on your payment method. Direct deposit payments to bank accounts of Direct Express debit cards typically arrive on time. If you use direct deposit and your payment is late to your bank account, contact your financial institution.

If you receive a paper check in the mail and your payment is late, the SSA recommends you wait three days in case your check was delayed in transit. 

If you do not receive your check within three days of your payment date, you can call the SSA at 800-772-1213 or visit your local Social Security office.

When will I get my SSDI back pay?

SSDI has a mandatory five-month waiting period after you’re qualified. While you won’t receive payments during that time, you are entitled to back pay. Back pay is past-due payments that cover your waiting period, which is the time when you were qualified for benefits but not yet approved to receive payments.

The SSA will usually deliver your back pay in a lump sum 60 days after your claim is approved. If your back pay is more than three times the maximum monthly SSI payment ($943 in 2024), you’ll receive three separate payments six months apart, the first of which will arrive 60 days after your approval.

I haven't been approved for disability yet — when can I get paid?

You won't receive any disability payments until after your application is approved. Unfortunately, the process of getting approved for disability can take two years. 

Your chances of approval increase as you move through the process. For example, only about 20% of initial applications are approved, but just over 50% of cases that made it to a court hearing in 2022 were approved.

A disability lawyer can help determine your eligibility and navigate the application process. Applicants with lawyers are three times more likely to win benefits and a lawyer can help, whether you're filing for the first time or need to appeal a denial. 

Other resources for SSI/SSDI applicants and recipients

Getting approved for disability takes a long time. If you need help paying your bills or getting housing right now, start with this list of state and federal resources for people with disabilities.

If you're planning to receive benefits and have questions about taxes, we have a quick guide on whether or not your benefits are taxable.

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Related resources:

Everything You Should Know About Disability Benefits (SSDI and SSI)

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An Easy-to-Follow Guide to Applying for Disability Benefits

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Find disability help in your state

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